Agreement to Terms
By accessing or using the CoastaxProTech website ("Website") and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our Website or services.
Services Description
CoastaxProTech provides financial strategy consultation services, including but not limited to:
- Personal finance audits
- Tax optimization strategies
- Wealth building blueprints
- Retirement planning
- Investment portfolio reviews
- Debt management planning
Important Disclaimer: Our services provide strategic guidance and educational information. We do not provide financial advice as defined under Australian law, nor do we manage investments or funds on your behalf.
User Eligibility
You must be at least 18 years old to use our services. By using our Website, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.
Account and Registration
When you engage our services or create an account, you agree to:
- Provide accurate, current, and complete information
- Maintain the security of your account credentials
- Notify us immediately of any unauthorized use of your account
- Accept responsibility for all activities under your account
Payment Terms
All prices are listed in Australian Dollars (AUD) and are subject to change without notice. When you purchase a service:
- Payment is required in full before service delivery begins
- All fees are non-refundable unless otherwise specified
- We reserve the right to refuse service to anyone for any reason
Refund Policy
Due to the personalized nature of our services, refunds are generally not available once work has commenced. However, we will consider refund requests on a case-by-case basis within 7 days of purchase if:
- Service has not yet begun
- There are extenuating circumstances
- We are unable to deliver the promised service
Intellectual Property
All content on this Website, including text, graphics, logos, images, and software, is the property of CoastaxProTech and is protected by Australian and international copyright laws.
When you receive our services, you are granted a personal, non-exclusive, non-transferable license to use the strategies and materials provided solely for your own financial planning purposes.
User Conduct
When using our Website or services, you agree not to:
- Violate any applicable laws or regulations
- Infringe on the intellectual property rights of others
- Transmit harmful code, viruses, or malware
- Attempt to gain unauthorized access to our systems
- Use our services for any illegal or unauthorized purpose
- Reproduce, distribute, or share our proprietary strategies without permission
Limitation of Liability
To the fullest extent permitted by law:
- CoastaxProTech provides services "as is" without warranties of any kind
- We are not liable for any indirect, incidental, or consequential damages
- Our total liability shall not exceed the amount you paid for the specific service
- We are not responsible for results achieved or financial outcomes based on our strategies
Professional Advice Disclaimer
The information and strategies provided by CoastaxProTech are for educational and strategic planning purposes only. They do not constitute:
- Financial advice as regulated by ASIC
- Tax advice (consult a registered tax agent)
- Legal advice (consult a solicitor)
- Investment recommendations (consult a licensed financial adviser)
You should always consult with appropriate licensed professionals before making financial, tax, or legal decisions.
Confidentiality
We maintain strict confidentiality regarding your personal and financial information. However, you acknowledge that:
- We may use anonymized data for research and service improvement
- We may be required to disclose information if legally compelled
- Email and internet communications are not completely secure
Termination
We reserve the right to terminate or suspend access to our services immediately, without prior notice, if you breach these Terms or for any other reason at our sole discretion.
Changes to Services and Terms
We reserve the right to:
- Modify or discontinue services at any time
- Update these Terms of Use at our discretion
- Change pricing for future services
Continued use of our services after changes constitutes acceptance of the modified terms.
Governing Law
These Terms are governed by and construed in accordance with the laws of Victoria, Australia. Any disputes arising from these Terms or our services shall be subject to the exclusive jurisdiction of the courts of Victoria.
Dispute Resolution
In the event of a dispute, we encourage you to contact us first to seek resolution. If informal resolution fails, you agree to attempt mediation before pursuing litigation.
Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
Entire Agreement
These Terms constitute the entire agreement between you and CoastaxProTech regarding the use of our Website and services, superseding any prior agreements.
Contact Information
For questions about these Terms of Use, please contact us at:
Email: [email protected]
Address: Level 12, 180 Queen Street, Melbourne VIC 3000, Australia